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	<title>Oklahoma City Real Estate Blog &#187; For First Time Home Buyers</title>
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	<link>http://blog.paulaandcompany.com</link>
	<description>What you need to know and a wee bit more. Ignore at your own peril.</description>
	<lastBuildDate>Thu, 02 Feb 2012 14:50:39 +0000</lastBuildDate>
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		<title>Coming Up With A Down Payment For Your First Oklahoma City Home</title>
		<link>http://blog.paulaandcompany.com/2012/01/23/coming-up-with-a-down-payment-for-your-first-oklahoma-city-home/</link>
		<comments>http://blog.paulaandcompany.com/2012/01/23/coming-up-with-a-down-payment-for-your-first-oklahoma-city-home/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:28:51 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[Buying Process]]></category>
		<category><![CDATA[EnergyFlow]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[oklahoma city]]></category>
		<category><![CDATA[paula and company realtors]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=1074</guid>
		<description><![CDATA[Let&#8217;s face it ? trying to scrape together enough money for a down payment for your first Oklahoma City home can be difficult at the best of times. This does not mean to say, however, that it cannot be done. Most people find a way to come up with a down payment for a their [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are You Afraid Of Buying Your First Oklahoma City Home?</title>
		<link>http://blog.paulaandcompany.com/2011/11/29/are-you-afraid-of-buying-your-first-oklahoma-city-home/</link>
		<comments>http://blog.paulaandcompany.com/2011/11/29/are-you-afraid-of-buying-your-first-oklahoma-city-home/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 20:04:11 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[oklahoma city]]></category>
		<category><![CDATA[paula and company realtors]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=1040</guid>
		<description><![CDATA[Let&#8217;s face it. Buying your first Oklahoma City home can be a bit unnerving, to say the least. This is a commitment that needs to be made for the long-term and a lot of thought needs to go into it. Not to mention money! &#160; Here are a few things that you can do to [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>The Freedom Of Buying VS Renting Oklahoma City Real Estate</title>
		<link>http://blog.paulaandcompany.com/2011/09/13/the-freedom-of-buying-vs-renting-oklahoma-city-real-estate/</link>
		<comments>http://blog.paulaandcompany.com/2011/09/13/the-freedom-of-buying-vs-renting-oklahoma-city-real-estate/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 19:21:30 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[Ask a Realtor]]></category>
		<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[EnergyFlow]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[oklahoma city]]></category>
		<category><![CDATA[paula and company realtors]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=1012</guid>
		<description><![CDATA[If you are weighing your options as far as buying vs renting Oklahoma City real estate you should carefully consider all aspects of the debate. Depending on your financial situation, your choices should be fairly straightforward. &#160; Reasons to rent Renting a home means that you will have no major renovations or maintenance to do [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Common Mistakes Made When Purchasing Oklahoma City Real Estate</title>
		<link>http://blog.paulaandcompany.com/2011/04/26/common-mistakes-made-when-purchasing-oklahoma-city-real-estate/</link>
		<comments>http://blog.paulaandcompany.com/2011/04/26/common-mistakes-made-when-purchasing-oklahoma-city-real-estate/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 21:25:44 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[Ask a Realtor]]></category>
		<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[Buying Process]]></category>
		<category><![CDATA[EnergyFlow]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[oklahoma city]]></category>
		<category><![CDATA[paula and company realtors]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=918</guid>
		<description><![CDATA[Many first time homebuyers will rush into an Oklahoma City real estate agreement without thinking things through and this can end up being disastrous. Without properly assessing the residence or property first you could lose a significant amount of money. It is very common to see homebuyers simply fall in love with a house and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>First Time Oklahoma City Homebuyers</title>
		<link>http://blog.paulaandcompany.com/2011/03/23/first-time-oklahoma-city-homebuyers/</link>
		<comments>http://blog.paulaandcompany.com/2011/03/23/first-time-oklahoma-city-homebuyers/#comments</comments>
		<pubDate>Wed, 23 Mar 2011 21:05:27 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[EnergyFlow]]></category>
		<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[oklahoma city]]></category>
		<category><![CDATA[paula and company realtors]]></category>
		<category><![CDATA[real estate]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=877</guid>
		<description><![CDATA[For a first time Oklahoma City homebuyer, buying a home elicits emotions of fear and excitement. Buying is a long-term expensive venture. You need to be well prepared in order to make a wise investment decision and arm yourself with important knowledge on real estate pricing, bank regulations and mortgage requirements in order to make [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Real Estate 101: Why Purchase Title Insurance?</title>
		<link>http://blog.paulaandcompany.com/2011/02/03/real-estate-101-why-purchase-title-insurance-2/</link>
		<comments>http://blog.paulaandcompany.com/2011/02/03/real-estate-101-why-purchase-title-insurance-2/#comments</comments>
		<pubDate>Thu, 03 Feb 2011 17:08:17 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[For First Time Home Buyers]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=835</guid>
		<description><![CDATA[It&#8217;s important to remember that title insurance will vary state by state. If you&#8217;re interested in Austin homes for sale you will want to research the Texas market, just as you&#8217;ll want to research Oklahoma policy if buying in OKC When purchasing a home, it is easy to become overwhelmed by all of the paperwork [...]]]></description>
		<wfw:commentRss>http://blog.paulaandcompany.com/2011/02/03/real-estate-101-why-purchase-title-insurance-2/feed/</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Tax Credit for Military Home Buyers</title>
		<link>http://blog.paulaandcompany.com/2010/08/23/tax-credit-for-military-home-buyers/</link>
		<comments>http://blog.paulaandcompany.com/2010/08/23/tax-credit-for-military-home-buyers/#comments</comments>
		<pubDate>Tue, 24 Aug 2010 01:57:54 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[For First Time Home Buyers]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=788</guid>
		<description><![CDATA[Following is the information I found posted at IRS.gov.  As you can see in certain cases Military Buyers may still be able to get the tax credit. First-Time Homebuyer Credit: Members of the Military and Certain Other Federal Employees The Worker, Homeownership and Business Assistance Act of 2009, which was signed into law on Nov. [...]]]></description>
		<wfw:commentRss>http://blog.paulaandcompany.com/2010/08/23/tax-credit-for-military-home-buyers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Comparison between FHA, VA, and USDA Loans</title>
		<link>http://blog.paulaandcompany.com/2010/08/11/a-comparison-between-fha-va-and-usda-loans/</link>
		<comments>http://blog.paulaandcompany.com/2010/08/11/a-comparison-between-fha-va-and-usda-loans/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 20:12:02 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Real Estate Market]]></category>
		<category><![CDATA[Time for a Mortgage]]></category>
		<category><![CDATA[farm home loans]]></category>
		<category><![CDATA[fha loans]]></category>
		<category><![CDATA[usda loans]]></category>
		<category><![CDATA[va loans]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=781</guid>
		<description><![CDATA[The following was sent to me by Brandon Fischer of VA Benefit Blog .com Choosing the Right Home Loan Program The average price of a home in Oklahoma ranges from $150,000 to $200,000 and varies in type from highly urban to rural, and for those seeking to purchase a home in Oklahoma there are a [...]]]></description>
		<wfw:commentRss>http://blog.paulaandcompany.com/2010/08/11/a-comparison-between-fha-va-and-usda-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The New GFE(Good Faith Estimate) for 2010</title>
		<link>http://blog.paulaandcompany.com/2010/01/19/the-new-gfegood-faith-estimate-for-2010/</link>
		<comments>http://blog.paulaandcompany.com/2010/01/19/the-new-gfegood-faith-estimate-for-2010/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 01:16:35 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[Ask a Realtor]]></category>
		<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Time for a Mortgage]]></category>
		<category><![CDATA[Good Faith Estimate]]></category>
		<category><![CDATA[New GFE]]></category>
		<category><![CDATA[New Hud Rules]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=733</guid>
		<description><![CDATA[Well Intentioned new HUD rules went in to effect January 1, 2010. The intention was to provide a new standardized GFE that would empower the buyer and make it easier for the buyer to shop for a loan. To some extent I think that they have accomplished their goal with one huge problem. The problem [...]]]></description>
		<wfw:commentRss>http://blog.paulaandcompany.com/2010/01/19/the-new-gfegood-faith-estimate-for-2010/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2010 Home Buyer Tax Credit</title>
		<link>http://blog.paulaandcompany.com/2010/01/19/2010-home-buyer-tax-credit/</link>
		<comments>http://blog.paulaandcompany.com/2010/01/19/2010-home-buyer-tax-credit/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 22:12:05 +0000</pubDate>
		<dc:creator>Joel Garcia</dc:creator>
				<category><![CDATA[Ask a Realtor]]></category>
		<category><![CDATA[For First Time Home Buyers]]></category>
		<category><![CDATA[Oklahoma City Realtor Comments]]></category>
		<category><![CDATA[Time for a Mortgage]]></category>
		<category><![CDATA[$6500.00]]></category>
		<category><![CDATA[$8000.00]]></category>
		<category><![CDATA[2010 credit]]></category>
		<category><![CDATA[first time home buyer tax credit]]></category>
		<category><![CDATA[long time resident credit]]></category>

		<guid isPermaLink="false">http://blog.paulaandcompany.com/?p=727</guid>
		<description><![CDATA[To Qualify you: Must be in a binding contract to purchase a house prior to April 30, 2010 and settle on the purchase prior to June 30, 2010. The Maximum Amount of the Credit is: $8,000.00 for first time home buyers. $6,500.00 for the &#8220;long time resident&#8221; credit. (To qualify this way, a buyer must [...]]]></description>
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		<slash:comments>1</slash:comments>
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